When students enroll in a college or university, they usually have no intention of transferring to another school until they have completed their degree; however, transferring colleges is a very common occurrence in our highly mobile society. There are many reasons that students change schools – marriage, job opportunities, military duty, family problems, illness, or perhaps the college or university just turns out to be the wrong fit for them. Many times students have already spent countless time and money taking classes term after term and have earned many credit hours in various disciplines. Ideally, students should spend the first…

“In the 21 years I have been directly involved with college financial aid, I’ve had hundreds of students and parents ask the same question, ‘How do we pay off all the student loans?’ Unfortunately, there is no easy fix. Having student loan debt is like owing money to the IRS. Once caught in the snare, there is no way out. You simply pay and pay for years. Here are 10 ways to help you avoid student loans.” 1) Start Early Without question, students should begin taking the SAT or ACT in the 7th or 8th grade along with test prep…